Financial Sector Supervision

RISK-BASED SUPERVISION AND PILLAR II OF BASEL II (Feb 22 – 26, 2016)

While many countries in the southern African region are implementing the Basel II Capital Adequacy Standard, there are policy and strategic demands on a number of countries in the region to also start implementing Basel III, or at least some of its elements. Also, countries in the region are adopting a macro-prudential approach to supervision and putting in place macro-prudential regulations.

Download Outline

Stress testing in Banks as a Risk Management Tool – (August 03 – 07, 2015)

Stress testing is an important tool in developing a complete picture of an institution’s risk profile. What constitutes a good stress test is, however, not universally accepted. Practices still differ widely, not only in the supervisory community but also in the banking industry.
While many countries in the Southern African region are implementing the Basel II Capital Adequacy Standard, there are policy and strategic demands on a number of countries in the region to conduct stress testing of the banking sector to understand the risks banks are facing and to fine-tune the risk management practices.

Download Outline

Promoting Financial Stability through Stronger Legal and Institutional Frameworks – (June 29 – July 03, 2015)

The Basel Committee on Banking Supervision (BCBS) and the Financial Stability Board (FSB) revised frameworks for crisis resolution and depositor protection warranting revisions to the legal framework in emerging market economies with a view to facilitating the introduction of such enabling legal provisions for ensuring financial stability. This seminar is recommended by the Secretariat of the SADC Committee of Central bank Governors against the backdrop of the recent assessments of compliance with the Basel Core Principles (BCP) for Effective Supervision in many jurisdictions in the region, revealing substantial obsoleteness in their banking laws.

Download Outline

BASEL II, BASEL III, AND MACROPRUDENTIAL APPROACH TO SUPERVISION-(November 3 – 7, 2014)

While many countries in the southern African region are implementing the Basel II Capital Adequacy Standard, there are policy and strategic demands on a number of countries in the region to also start implementing Basel III, or at least some of its elements. Also, the countries in the region are adopting a macroprudential approach to supervision and putting in place macroprudential regulations. In addition, many central banks of the region are setting up financial stability function, which has a macroprudential dimension. With the central banks already constrained by very limited human resources the implementation of these new supervisory policies and frameworks will preempt much of the available resources leaving inadequate resources for the off-site and on-site supervision of the banks.

Download Outline

REGULATION AND SUPERVISION OF MICROFINANCE INSTITUTIONS, MOBILE FINANCIAL SERVICE PROVIDERS, AND AGENCY NETWORKS-(August 25 – 29, 2014)

Given the limited expansion of brick and mortar banking in many parts of Africa particularly due to the typical constraints of geography, the microfinance institutions (MFIs) and the mobile financial services (MFSs) are expanding significantly in Africa. While MFS providers largely confine themselves to offering payment services to the poor and unbanked, MFIs play a critical role in Africa in the extension of credit to the poor as well as to microenterprises.

Download Outline